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Residential lending software solutions

Crystal automated underwriting

Crystal is an automated underwriting system that enhances standard mortgage application data inputs with document recognition and AI modelling, to create a more robust decisioning framework.

LMS360 origination software

LMS360 is our integrated, end-to-end loan management software.

LMS360 servicing software

The LMS360 loan servicing software provides flexible product support, payment processing, account change, assumptions, ports, payouts, and arrears management capabilities.

APIs

Our APIs empower lenders to rapidly enhance their digital client offerings by leveraging a set of pre-built APIs and services through our LMS360 open platform.

Our leaders

Director, Residential Technology
Baj Selvachandran
Baj oversees the day-to-day operations of the Residential Technology team, managing our lending software products and QA teams. His responsibilities include product growth and strategy, maintaining the product roadmap for a wide suite of loan products. With over 8 years of experience in the mortgage and tech space, Baj is a visionary and thrives as an innovative contributor to the group, staying on top of the latest trends, technologies, and best practices in search of finding opportunities to improve efficiency, reduce costs and increase productivity.
Vice President, Residential Innovation
Richard Paterson
Richard oversees our Residential Innovation team, including leading our automated underwriting engine product, Crystal. With over 20 years of experience in various roles with key players in the financial and tech industries, Richard is an expert in the Canadian lending technology and automation. His deep understanding of the mortgage industry has led him to drive the creation of technology that enables clients to succeed in their goals, exceed their revenue targets and improve efficiency, customer responsiveness and employee experience.

Outsourced lending services

We can create a bespoke solution for you with our software and services. Find out more about our lending services.

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